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We envision a financially inclusive world where all people hold the power to improve their lives.
More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.
We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans.
Kiva by the numbers
3.6M
Borrowers
77
Countries
1.9M
Lenders
$1.46B
Loans funded through Kiva
95.7%
Repayment rate
450
Volunteers
"Kiva is my window to the world – it allows me to learn about people andcultures that I would never know about otherwise."
- Nora, Kiva volunteer Spanish translator
"Kiva is a simple concept that can change a person's life."
- Oprah
81%
Of Kiva borrowers are women
"Knowing I've contributed to helping someone's family or community, or both,is a feeling without measure."
- Kristin, Kiva lender
"Knowing I've contributed to helping someone's family or community, or both,is a feeling without measure."
“My global view has definitely been re-shaped by working at Kiva, and itmotivates me when I hear about the unique partnerships that we are forming, and the opportunitiesthat we are providing for borrowers.”
- Cherry Mangat, Kiva product manager
“Kiva took my name from my living room across the globe...Lenders becamemy friends, my spiritual cheerleaders.”
- Martin, Kiva borrower
2,748
Field Partners and Trustees
110
Employees
"Deep inside I feel that I am Kiva’s family member who works hard tolet the whole world know about microfinance.”
- Nadine, Kiva coordinator at Field Partner Al Majmoua
"Deep inside I feel that I am Kiva’s family member who works hard tolet the whole world know about microfinance.”
- Nadine, Kiva coordinator at Field Partner Al Majmoua
We believe lending alongside thousands ofothers is one of the most powerful andsustainable ways to create economic and socialgood. Lending on Kiva creates a partnership ofmutual dignity and makes it easy to touch morelives with the same dollar. Fund a loan, getrepaid, fund another.
You choose where to make an impact
Whether you lend to friends in your community,or people halfway around the world (and for many,it’s both), Kiva creates the opportunity to playa special part in someone else's story. At Kiva,loans aren’t just about money—they’re a way tocreate connection and relationships.
Pushing the boundaries of a loan
Kiva started as a pioneer in crowdfundingin 2005, and is constantly innovating tomeet people’s diverse lending needs. Whetherit’s reinventing microfinance with moreflexible terms, supporting community-wideprojects or lowering costs to borrowers, weare always testing and learning.
Lifting one, to lift many
When a Kiva loan enables someone to grow abusiness and create opportunity for themselves,it creates opportunities for others as well.That ripple effect can shape the future for afamily or an entire community.
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